Roxanna Burattini
NMLS 375631 - SL3303586
INVESTOR
DSCR Loans
Qualify based on property cash flow, not your personal income. No tax returns, no DTI checks—just fast closings for serious investors.
Analyze My DealWhy Professional Investors Choose DSCR
Scale your portfolio faster by removing the red tape of traditional financing.
No Tax Returns
We don't look at your personal debt-to-income ratio. If the property's rent covers the mortgage, you're halfway to a "Yes."
Close in an LLC
Protect your personal assets. We allow (and encourage) vesting in the name of an LLC or Corporation.
No Portfolio Limits
Unlike conventional loans which cap at 10 properties, DSCR loans allow you to scale your portfolio without limit.
The DSCR Calculation
Debt Service Coverage Ratio = Gross Monthly Rent ÷ Monthly PITIA
| Target DSCR | 1.00x or higher (0.75x programs available) |
| Down Payment | Typically 20% – 25% |
| Credit Requirement | 620 Minimum (Best rates at 740+) |
| Property Types | 1-10 Units, Condos, and Short-Term Rentals (Airbnb) |
Real Estate Mortgage Corporation is an Equal Housing Lender. DSCR loans are business-purpose loans and are typically exempt from TRID/RESPA disclosures. Rates, terms, and conditions are subject to change.
Call (561) 372-4701
NMLS 1958288
Roxanna.RealEstateMortgage.Loans
Real Estate Mortgage Corporation, a real estate and mortgage brokerage company
Equal Housing Opportunity Broker and Lender
ALL Right Reserved. Copyrighted